For parents who spent this weekend loading up the family car with laundry bags that would knock over Santa Claus, schlepping your son’s not-so-mini fridge up cramped dorm staircases or struggling to apply fitted sheets to lofted bunk-beds that sit three to four inches from the ceiling, I don’t need to tell you that sending kids to college is a stressful affair.

Where it hurts the most, however, is not the week of aching knees that follows, but in the four years of endless assault on your bank account.

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