Indiana Attorney General Greg Zoeller speaks during a press conference in the Elkhart County prosecutors office Dec. 21, 2009. After the data breach at Indiana University was announced, Zoeller suggested those affected look into requesting a credit freeze.(J. Tyler Klassen/The Elkhart Truth)
Indiana Attorney General suggests credit freeze for concerned IU students, grads
A credit freeze places a hold or freeze on a person's credit reports, which keeps new creditors from requesting a credit report without that person's permission. This prevents identity thieves from taking out new credit in someone else's name.
Credit freezes are free of charge but must be filed with the three credit agencies that provide credit, Equifax, Experian and Trans Union.