Friday, October 24, 2014

Obamacare The Affordable Care Act means guaranteed access to insurance

Posted on March 28, 2013 at 1:00 a.m.

Recently, a reader wrote about concerns over the Affordable Care Act, referred to as Obamacare (Gloria Riegsecker, “Reader predicts higher health insurance costs,” March 9 People’s Forum).

The Affordable Care Act does mean big changes in the way many people will shop for and access their health coverage in the future.

At Everence, we recently decided to exit two of our health plans — for individuals younger than 65 years and for small groups — because our members in those plans will be able to access different and more competitive options once major parts of the Affordable Care Act go into effect in 2014. Right now, insurers can turn people down for insurance if they have pre-existing conditions, such as diabetes or other conditions. After 2014, individuals will have guaranteed access to insurance.

Health care costs certainly remain a major issue for our members and for people around the country. That problem will not disappear in 2014. We are taking every opportunity to help people manage and lower their costs.

Remember: Our plans for older adults — Medicare supplement plans — will continue into the future. These plans remain strong, stable and are a competitive choice for many people.

Everence members are always welcome to contact us to learn about their options. Other people with concerns may visit HealthCare.gov to learn more.

David Gautsche

Everence Senior VP of Products and Services

Goshen